Comparison between Oportun Financial (NASDAQ:OPRT) and Walker & Dunlop (NYSE:WD)


Oportun Financial (NASDAQ:OPRT – Get Rating) and Walker & Dunlop (NYSE:WD – Get Rating) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings and valuation.

Valuation and benefits

This chart compares revenue, earnings per share (EPS), and valuation of Oportun Financial and Walker & Dunlop.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Financial Opportunity $626.80 million 0.43 $47.41 million $2.82 2.93
Walker and Dunlop $1.26 billion 2.61 $265.76 million $8.48 11.69

Walker & Dunlop has higher revenue and profit than Oportun Financial. Oportun Financial trades at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

Volatility and risk

Oportun Financial has a beta of 1.37, suggesting its stock price is 37% more volatile than the S&P 500. In comparison, Walker & Dunlop has a beta of 1.17, suggesting its stock price is 17 % more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Oportun Financial and Walker & Dunlop, as reported by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Financial Opportunity 0 0 5 0 3.00
Walker and Dunlop 0 0 4 0 3.00

Oportun Financial currently has a consensus target price of $26.20, suggesting a potential upside of 217.58%. Walker & Dunlop has a consensus target price of $171.00, suggesting a potential upside of 72.47%. Given Oportun Financial’s likely higher upside, analysts clearly believe Oportun Financial is more favorable than Walker & Dunlop.

Profitability

This table compares the net margins, return on equity and return on assets of Oportun Financial and Walker & Dunlop.

Net margins Return on equity return on assets
Financial Opportunity 12.76% 18.01% 3.86%
Walker and Dunlop 20.65% 18.99% 6.01%

Institutional and Insider Ownership

70.6% of Oportun Financial’s shares are held by institutional investors. By comparison, 71.6% of Walker & Dunlop shares are held by institutional investors. 12.6% of Oportun Financial shares are held by insiders of the company. By comparison, 8.1% of Walker & Dunlop shares are held by company insiders. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a stock is poised for long-term growth.

Summary

Walker & Dunlop beat Oportun Financial on 9 out of 13 factors compared between the two stocks.

Oportun Financial Company Profile (Get an evaluation)

Oportun Financial Corporation provides financial services. It offers personal loans, car loans and credit cards. The company serves its customers online and by telephone, as well as through point of sale. It operates in 24 states in the United States, including Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Walker & Dunlop Company Profile (Get an evaluation)

Walker & Dunlop, Inc., through its subsidiaries, creates, sells and services a line of multifamily and commercial real estate financing products and services for homeowners and developers in the United States. The company offers first mortgage, second trust, supplemental, construction, mezzanine, preferred, low balance, and bridge/interim loans. It also provides multi-family financing for manufactured housing communities, student housing, affordable housing, and senior housing through Fannie Mae’s DUS program; and construction and permanent loans to developers and owners of multi-family housing, affordable housing, senior housing and healthcare facilities. In addition, the company acts as an intermediary in the placement of commercial real estate debt between institutional sources of capital, including life insurance companies, investment banks, commercial banks, pension funds , CMBS conduits and other institutional investors, as well as owners of various types of commercial real estate. In addition, it advises on capital structure; develops the financial package; facilitates negotiations between his client and institutional sources of capital; coordinates due diligence; and help close the deal. In addition, the Company offers real estate brokerage, underwriting and risk management services, as well as maintenance and asset management services. Walker & Dunlop, Inc. was founded in 1937 and is based in Bethesda, Maryland.



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