Review of Lifestore Financial Group (OTCMKTS: LSFG) and Capital One Financial (NYSE: COF)
Lifestore Financial Group (OTCMKTS:LSFG - Get Rating) and Capital One Financial (NYSE:COF – Get Rating) are both finance companies, but which stock is superior? We’ll compare the two companies based on the strength of their institutional ownership, earnings, valuation, analyst recommendations, dividends, profitability and risk.
Lifestore Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 0.8%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 2.1%. Capital One Financial pays 9.4% of its profits as a dividend. Capital One Financial has increased its dividend for 1 consecutive years. Capital One Financial is clearly the better dividend-paying stock, given its higher yield and longer track record of dividend growth.
This is a breakdown of recent recommendations and price targets for Lifestore Financial Group and Capital One Financial, as provided by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Lifestore Financial Group||0||0||0||0||N / A|
|Capital One Financial||1||7||13||0||2.57|
Capital One Financial has a consensus price target of $169.23, indicating a potential upside of 45.31%. Given Capital One Financial’s likely higher upside, analysts clearly believe Capital One Financial is more favorable than Lifestore Financial Group.
Risk and Volatility
Lifestore Financial Group has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. In comparison, Capital One Financial has a beta of 1.44, indicating that its stock price is its stock is 44% more volatile than the S&P 500.
Valuation and benefits
This table compares the revenue, earnings per share (EPS), and valuation of Lifestore Financial Group and Capital One Financial.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Lifestore Financial Group||N / A||N / A||N / A||N / A||N / A|
|Capital One Financial||$32.03 billion||1.50||$12.39 billion||$25.43||4.58|
Capital One Financial has higher revenue and profit than Lifestore Financial Group.
This table compares the net margins, return on equity and return on assets of Lifestore Financial Group and Capital One Financial.
|Net margins||Return on equity||return on assets|
|Lifestore Financial Group||N / A||N / A||N / A|
|Capital One Financial||34.71%||18.66%||2.67%|
Insider and Institutional Ownership
89.3% of Capital One Financial shares are held by institutional investors. 12.2% of Lifestore Financial Group shares are held by insiders. By comparison, 1.3% of Capital One Financial shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a company will outperform the market over the long term.
Capital One Financial beats Lifestore Financial Group on 10 out of 12 factors compared between the two stocks.
Lifestore Financial Group Company Profile (Get an evaluation)
LifeStore Financial Group, Inc. operates as a federally chartered savings holding company for LifeStore Bank which provides personal and business banking products and services in North Carolina. The company offers checking, savings and money market accounts, as well as certificates of deposit; mortgages, auto loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment real estate loans, equipment loans, fund loans/lines of credit working capital and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, Carolina North. Lifestore Financial Group, Inc. is a subsidiary of AsheCo MHC, Inc.
Capital One Financial Company Profile (Get an evaluation)
Capital One Financial Corporation operates as the financial services holding company for Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada and the United Kingdom. It operates through three segments: Credit Cards, Consumer Banking and Business Banking. The company accepts checking accounts, money market deposits, negotiable withdrawal orders, savings deposits and term deposits. Its lending products include credit card loans; automobile and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and cash and deposit management services. It serves consumers, small businesses and commercial customers through digital channels, branches, cafes and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
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